What's the B.I.G. idea?
Bernhardt Insurance Group is an independent full-service insurance agency that offers a variety of insurance products and services. Licensed in , there is no doubt that we can fill your needs.
Our agency is dedicated to educating, serving, and protecting our clients, with a particular focus on assisting them during important times like the Annual Enrollment Period. We emphasize personalized service, ensuring that clients receive the guidance and support they need to make informed decisions about their insurance coverage.
Bernhardt Insurance Group was honored to receiving the Best Insurance Agency of Northeast, NE, in 2024. We are also a proud member of the Better Business Bureau.
B.I.G. is licensed in the following states:
- Nebraska
- Iowa
- South Dakota
- North Dakota
- Colorado
- Kansas
- Missouri
- Arizona
- Texas
- Utah
Let us be your advocate.
Claim Issues? We're your advocate:
We don't work for the insurance companies; we work for YOU!
We help you qualify for extra programs to make your life easier.
- Electric and Gas Assistance
- Medicaid/Food Stamps
- Works with Housing Authorities to drop monthly premiums
What does our full service mean for you?
Personalized Guidance: We take the time to understand your unique needs and help you choose the best plans.
Year-Round Support: Our commitment doesn't stop after enrollment! Whether it's helping with claims or being your advocate, we're here for you all year long.
Plans & Packages
Health Insurance
Comprehensive plans that cover medical expenses, hospitalization, doctor visits, and preventive care.
Medicare Supplements
Additional coverage to fill gaps in Original Medicare, helping you manage out-of-pocket costs like copayments and deductibles.
Prescription Drugs Plans
Coverage for prescription medications, ensuring you access to necessary medications at an affordable cost.
Medicare Advantage Plans
All-in-one alternatives to Original Medicare often include additional benefits like vision, dental, and wellness programs.
Dental Plans
Coverage for routine dental care, including cleanings, exams, and procedures, ensuring your oral health is maintained.
Cancer Plans
Specialized coverage to assist with the financial burden of cancer treatment, including hospitalization, chemotherapy, and other related expenses.
And Many More!
We take the time to understand your unique health needs and help you choose the best plan that fits your lifestyle and budget.
Meet the B.I.G. Team
About Nicole Bernhardt
Nicole Bernhardt brings over 17 years of experience and deep knowledge to her role as an advocate for all our clients. Married for 25 years to Shane Bernhardt and is the loving mother of three—Lillian, Augustus, and Emma—and the proud grandmother of two, Weston and Walker. Nicole’s devotion to her family is reflected in her commitment to providing exceptional care and support to every client she serves.
About Lillian Bernhardt-Nelson
Lillian Nelson has been an integral part of Bernhardt Insurance Group for the past year, serving as a dedicated customer service liaison. Married to Joe Nelson for three years, she is a proud mother of two sons, Weston and Walker. Lillian ensures that every client receives the highest level of care and attention.
Customer Reviews
"Nicole, just wanted to thank you sincerely for your awesome help in getting signed up with Medicare supplemental & visitor insurances I really am pleased!"
Janet
"Thanks for all the help you have given us in all these difficult times."
Ken & Sandie
"We appreciate you so much."
Dean & Tami
"I feel so very lucky & blessed to have met you! Your help & advice are invaluable with all the insurance questions."
Marianne
"I've been truly blessed to have you as my 'Family'!"
Karen
"Nicole is very knowledgeable in issues that affect seniors."
Frank Pietroski Jr.
At Bernhardt Insurance Group, you are not just a client; you are family. We're here to protect and serve you every step of the way. Contact Bernhardt Insurance Group today to learn more!
Hours & Location Information
| Day | Hours |
|---|---|
| Monday | 8:00 am - 5:00 pm |
| Tuesday | 8:00 am - 5:00 pm |
| Wednesday | 8:00 am - 5:00 pm |
| Thursday | 8:00 am - 5:00 pm |
| Friday | 8:00 am - 5:00 pm |
| Saturday | Appointment Required |
| Sunday | Appointment Required |
Visit Us Today!
1909 Vicki Lane, Suite 107
Norfolk, NE 68701
Phone: (402) 379-7943
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.